Home Buyer Timeline

Buyer and Agent Meet

  • Pre-Qualify/Home Search Criteria

  • MLS Search

  • View Homes

  • Identify Home

  • Write Offer and Negotiate

  • Offer Accepted - Earnest Money and Due Diligence Money is Deposited

  • Mechanical and Structural Inspection, Termite and Radon Inspections

  • Negotiate Necessary Repairs During Due Diligence Period

  • Select a Closing Attorney

  • Set Date and Time of Closing

Mortgage Lender

  • Credit Report/Loan Application

  • Turn in All Required Paper Work

  • Verification of Employment and Salary

  • Order Appraisal

  • Loan to Underwriting

  • Conditions Required by Underwriting to Qualify for Loan

  • Loan Out of Underwriting

  • Loan Approved

Closing Attorney

  • Set up Closing Date and Time

  • Title Search 

  • Survey Ordered (if desired)

  • Closing Package From Mortgage Company

  • Settlement Statement (HUD-1) Prepared

  • Certified Check Payable to Closing Attorney Trust Account

  • Deed Recorded

  • Possession

We will handle all of the details to relieve your stress.

You must apply for your loan, secure your homeowner’s insurance, transfer all utilities, pack and move.

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The Janice Rosenberg Team are RE/MAX UNITED agents serving the greater Raleigh, Garner, Wake Forest, Cary, Apex, Holly Springs, Durham and Chapel Hill NC real estate areas. If you are looking for homes in Raleigh, Durham or the surrounding Wake County area, try our home search.